Individual Services
Financial Planning
Financial Planning is a multi step process. As financial consultants, we will take the time to understand you and your goals. We will recommend investments designed to meet your needs and help you allocate among them to obtain optimum performance. We constantly monitor changing economic and market conditions. Your financial consultant will work with you on an on-going basis to implement any necessary changes to your portfolio. We work hard to deliver timely information and provide clear and concise statements that help you actually see results of our work. We believe that following a consistent investment discipline is the best way to seek superior results over time.
Retirement Planning
Retirement Planning is something on everyone's mind these days. Many people question whether the Social Security System will be adequate to provide for their retirement needs, and rightly so! We help investors utilize the tools that are available to accumulate a retirement nest egg. We specialize in traditional IRA's as well as Roth IRA's. We also design supplemental retirement plans using variable annuities.
401(k) Rollovers
401(k) Rollovers can provide the foundation of a retirement nest egg. Unfortunately, many people are confused as how to access the funds built up in their 401(k) plan. We will assist you in rolling your 401(k) plan over to an account avoiding any problems which could result if the rollover is done incorrectly.
Estate Planning
Estate Planning, in the traditional sense, means preparing for the orderly and efficient transfer of assets at death. However, estate planning has come to involve planning for the accumulation and distribution of an estate during lifetime as well as at death. It has become an essential part of overall financial planning. Since estate taxes could erode up to 55% of a person's estate at death, many of our clients have us develop estate plans to minimize the tax impact and insure that as much of their estate as possible passes to those they love rather than to those they don't (namely the IRS)!
Portfolio Management
Portfolio Management is more than deciding what to buy. It's about assessing and managing risk. It's knowing when to sell. It's about diversifying your holdings. It's important to determine where the leadership is in the market and to make sure your portfolio is in tune with that leadership. As professional investment consultants, we strive to make sure that you participate in the growth of market as well as help you build in some safe guards to protect your portfolio.
Growth Investing
Growth Investing is certainly exciting. It seems everyone wants to discover the next Microsoft. We have access to some of the country's best analysts and market strategists.
Recent News
01/03/2012
Means Mission Statement
It is our mission to exceed our clients' expectations in our commitment to their financial success. Our...
01/02/2012
Means Commercials Rolling Out
Means Investment Company has developed 3 new commercials that will air in Central and Northern Maine. ...
12/14/2011
Means 2011 Year-End Holiday Booklet Is Here!
Every year our President, Paul Means, puts together a holiday booklet. It summarizes the year and...